Individuals & Families

Coverage for the people
at your kitchen table.

Whether it's just you or a house full of kids, we find the plan that keeps your doctors, covers your prescriptions and fits the budget.

What we look at together.

Your doctors

We confirm your pediatrician, family doctor and preferred hospital are in network before you sign anything.

Your prescriptions

Every plan lists drugs differently. We look up each of yours so there are no surprises at the pharmacy.

The real yearly cost

A cheap premium with a huge deductible can cost more by December. We add it all up so you can compare honestly.

Tax credits

Depending on household income, Marketplace plans can come with credits that lower your monthly payment. We check what you qualify for.

Healthy-family pricing

If everyone is healthy, a private underwritten plan may cost far less than the Marketplace. We quote both.

Life changes

Marriage, a new baby, a move or losing job coverage can open a Special Enrollment Period. We'll tell you if yours does.

What clients say

★★★★★
I recently was let go at my 9-5 where I've been for the past 5 years and Oran's been a life-saver! I have a young family and a daughter with special health needs, so having a very affordable and comprehensive health plan is such a blessing. Getting signed up also only took 30-45 minutes.
Emily Leavitt Madsen , young family
★★★★★
This guy is so great. Explains things clearly, and is very prompt to respond. He's helped us get exactly what we need for our son's therapies, and for the rest of our family.
Tammy Stephens , family
★★★★★
Oran helped two of my young adult children get on their own plans through the marketplace. It was costing me a fortune to keep them on my private plan when they qualified for great coverage on their own for pennies on my dollars. He is an expert at his craft.
Thal Dixon , parent of young adults

Common questions from families

Can my kids stay on my plan?
Yes. Under the ACA, children can stay on a parent's plan until they turn 26, even if they're married, in school or living on their own.
What if someone in the family has a health condition?
ACA plans can't charge more or deny coverage because of pre-existing conditions. Private underwritten plans can, so we'll talk through which path protects your family best.
When can we sign up?
ACA Open Enrollment begins every November 1. Outside that window you need a qualifying life event. Private plans can often start any month.
Do you charge for your help?
No. Our help is free. Agents are paid by the insurance company you choose, and the price is the same either way.

Questions are free. So is our time.

Book a relaxed call with one of the Rose brothers and leave knowing exactly what you're paying for.

Book a free call