For current clients
Your plan renews.
Your price might not stay put.
Every year insurers change prices, networks and drug lists. A 20-minute renewal review makes sure you're still in the right plan for next year.
Bring your renewal notice
The letter or email from your insurer with next year's premium. A photo is fine, or upload it.
Tell us what changed
New doctors, new prescriptions, a new baby, a move, or a change in income all matter.
We re-shop it
We compare your renewal with everything else available and tell you whether to stay or switch.
Book your renewal review
What clients say
I have been very happy working with Oran and his team. He has always been very fast to respond to my messages and has helped me shop options for my family and business over the last few years.
Oran has been my "go to" guy for the last four years. He's personal, professional, and most importantly, honest and transparent. He has helped my wife and I navigate some complex health problems, layering in additional coverage options when necessary to get us through some tight spots with additional surgeries, and even helped us through a possible cancer scare.
Oran is top notch. Spent tons of time with us working out a complicated issue. A true professional.
Renewal questions
Do I have to do anything if I like my plan?
Most plans auto-renew, but the price, network and drug list can change on January 1. A quick review confirms it's still the best fit, or catches a better option before the deadline.
When is the deadline to change my plan?
For ACA plans, Open Enrollment starts November 1, and December 15 is usually the deadline for coverage that starts January 1. Medicare's Annual Enrollment Period is October 15 to December 7.
Will my tax credit change?
It can. Credits are recalculated each year based on your expected income and the local benchmark plan price. Updating your income on your application keeps your monthly payment accurate.
Can I switch insurers and keep my doctor?
Only if the new plan's network includes your doctor. That's one of the first things we check during a renewal review.
Is a renewal review free?
Yes. It's part of working with us. Book 20 minutes, bring your renewal notice, and we'll re-shop everything available in your county.